Accounting that thinks.
All your books, taxes, and reports — running on four AI agents that draft, analyze, and close on their own. Arabic-first. ETA & ZATCA ready. Free to start.

Your four AI accountants
They draft. They analyze. They close.
Dinzo Accounting runs on four named AI agents — each with a specialty in financial work. They watch every transaction, draft what you'd write, and tell you what you need to know before you ask.
THOTH · Analytics & Insight
Your full-time financial analyst.
Thoth watches every number in your books — receivables, payables, cash flow, anomalies — and surfaces what matters before you go looking. Weekly insights on Starter, daily on Professional, real-time on Enterprise. Predictive analytics on Enterprise.

ISIS · Document Creation
She drafts what you'd write.

Tell Isis what you need — an invoice for a client, a bill from a vendor, a payment to record — and she drafts it. You approve. 100 creations/month on Professional, 300 on Enterprise.
OSIRIS · Expense Capture
He catches every expense — even the ones you forgot.

Speak it, snap it, or type it. Osiris classifies it, suggests the right category, and posts it. 100 entries/month on Professional, 300 on Enterprise.
RA · The Supervisor. The voice of your business.
Ra is the agent above the agents. You speak to him — in Arabic or English, on your phone or your laptop — and he routes your question to whichever agent handles it. Want last quarter's profit? Ra asks Thoth. Need to invoice a client? Ra hands it to Isis. Available on Enterprise, and it's the reason most teams upgrade.
Real accounting work
Built for accountants. Loved by owners.
All the depth a serious accounting workflow needs — without the bloat. Chart of accounts, journal entries, full financial statements, period closing, and a general ledger that always balances.
Chart of Accounts
Hierarchical chart of accounts with system accounts protected and custom accounts on demand. Asset, Liability, Equity, Revenue, Expense — fully structured, drill-down anywhere.

Manual Journal Entries
Post any custom journal entry. Multi-line. Auto-balance enforced. Full audit trail with the user, date, and source on every entry.
Financial Statements
Profit & Loss and Trial Balance on every plan. Balance Sheet and Cash Flow Statement on Professional. Custom statements and CSV/PDF/API export on Enterprise.
General Ledger
Always available. Always balanced. Click into any entry to see its source — invoice, bill, payment, or manual journal. The audit trail every accountant asks for.
Period Closing
Close your books monthly, quarterly, or annually. Lock closed periods so no one backdates entries. Reopen with full audit log if you need to.

Built for the region's rules
ETA-ready. ZATCA-ready. Tax-ready.
Most accounting software treats MENA compliance as a plugin. Dinzo Accounting was built around it. VAT, e-invoicing, multi-currency, and Arabic/English invoice templates — out of the box, on every plan.
What's built in
ETA E-Invoicing
All plans
ZATCA-ready (Saudi)
All plans
VAT Tax
All plans
Multi-Currency
Enterprise
Arabic & English Invoice Templates
All plans
Hijri & Gregorian Calendars
All plans
Local Banking Imports
[CONFIRM availability]
Reports & analytics
Every number, when you need it.
A complete reporting suite plus Thoth's predictive intelligence on top. From AR/AP aging to profitability and business ratios — see your business in one tap. CSV and PDF export on every plan, full export on Professional and up.

Reports Hub
All your financial and operational reports in one place, with fast access to aging, profitability, tax, and statement reporting.
Reports Center
Fast access to core reports
Sales & Purchase Reports
Track revenue, COGS, and purchase trends across customers, vendors, and products. Available on every plan.
AR / AP Aging Reports
See receivables and payables aged by 30/60/90/over 90. Available on every plan.
Profitability Reports
Margin analysis by product, customer, and project. Professional and Enterprise.
Tax Reports
VAT collected, paid, and owed. ETA-ready filings. Available on every plan.
Business Ratios
Liquidity, profitability, leverage, and efficiency ratios — calculated in real-time. Enterprise only.
Statement Reports
Customer and vendor statements, generated and sent in one click. Available on every plan.
Don't just see the past. See what's coming.
Thoth Predictive Analytics turns your books into forecasts — cash flow projections, revenue trends, expense spike warnings. Built on your real transaction history. Available on Enterprise.

Switching is easy
From sign-up to first invoice in under an hour.
01
Sign up
No card. Arabic or English.
02
Run the Wizard
CSV templates, step by step.
03
Start work
Your agents are ready to work.

Frequently asked questions
Honest answers to real questions.
Put your books on autopilot.
Start free. No credit card. Upgrade when you grow.
Real accounting. Real intelligence. Built for MENA.
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